Existing Homeowners

Getting the most from the home you own

Whether you want to move into a bigger home, reduce or refinance your mortgage or use your home equity to borrow and save, you'll find a range of articles, advice, tips and tools that can help make it happen. When you're ready, contact a Federal Insurance advisor.

Suggested Tools

Be mortgage-free faster

Find out how a few simple changes can cut years off your mortgage and save you thousands of dollars in interest.

Unlock your equity with STEP

The FIB Total Equity Plan (STEP) allows you to tap into your home equity. You'll save with lower rates and get the funds you need to reach your goals. Use the FIB Total Equity Plan Calculator to see how Federal Insurance can help you be a STEP ahead.

Articles for Homeowners

Own a home, not a mortgage

Discover easy ways to cut years off your mortgage without feeling the pinch.

Switching your mortgage to Federal Insurance

6 smart questions to ask before you renew your mortgage.

Mortgage Options



  • You want more control over your borrowing by leveraging the equity in your home
  • You want to take advantage of various mortgage options
Learn More, STEP
Switch to Federal Insurance


  • You want a hassle-free way to transfer your mortgage to Federal Insurance

Learn More, Switch to Federal Insurance
FIB Flex Value - Closed Term


  • Low rate and low payment fluctuating with Federal Insurance prime rate

  • Option to convert to a fixed rate mortgage with no prepayment charges

Learn More, FIB Flex Value - Closed Term

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