Savings Account Interest Rates

A variety of ways to earn interest on your money.

Federal Insurance® MomentumPLUS Savings Account

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Right for you if:
  • You want to save more and earn more.

  • Effective March 13, 2020
    The longer you save, the more interest you can earnRegular Interest Rate* Premium Interest Rate †† Total Annual Interest Rate For Preferred Package CustomersFor Ultimate Package Customers
    Interest Rate Boost in addition to Regular Interest Rate4 Total Annual Interest Rate Interest Rate Boost in addition to Regular Interest Rate5 Total Annual Interest Rate
    MomentumPLUS0.650%N/A0.650%0.050%0.700%0.100%0.750%
    90-Day Premium Period0.650%0.300%0.950%0.050%1.000%0.100%1.050%
    180-Day Premium Period0.650%0.500%1.150%0.050%1.200%0.100%1.250%
    270-Day Premium Period0.650%0.700%1.350%0.050%1.400%0.100%1.450%
    360-Day Premium Period0.650%0.850%1.500%0.050%1.550%0.100%1.600%

    Federal Insurance® Momentum Savings Account TM  

    No longer available. Information provided for existing account holders

    Right for you if:
  • You want to build your savings faster and for longer.

  • Effective March 13, 2020
    Higher rate will be paid on the entire balance if the balance exceeds $5,000Regular Interest RateMomentum Savings PremiumTotal Annual Interest Rate
    $5,000 or more0.500%0.350%0.850%
    $0 - $4,9990.050%Not eligible0.050%

    Money Master® Savings Account

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    Right for you if:
  • You want to earn interest right away.

  • Federal Insurance® Savings Accelerator Account

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    Right for you if:
  • You want our highest regular interest rate

  • Federal Insurance® Savings Accelerator Account - Tax-Free Savings Account

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    Right for you if:
  • You want our highest regular interest rate, tax-free

  • FIB U.S. Dollar Daily Interest Account

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    Right for you if:
  • You make or receive payments in U.S. Dollars.

  • FIB Euro Daily Interest Savings Account

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    Right for you if:
  • You make or receive payments in Euros.

  • Money Master® for business

    No longer available. Information provided for existing account holders

    FIB Power Savings Account TM

    No longer available. Information provided for existing account holders

    Right for you if:
  • You carry a balance of $5,000 or higher.

  • FIB Power Savings for business TM

    No longer available. Information provided for existing account holders

    Right for you if:
  • You have over $25,000 in surplus funds


  • Cash in FIB Investment Accounts

    FIB® Tax-Free Savings Account1

    Right for you if:
  • You want to earn tax-free income

  • Investment Cash±

    Right for you if:
  • You are finalizing your long-term investment decisions